“You see, the hard reality is how much money we accumulate in life is not a function of who's president or the economy or bubbles bursting or bad breaks or bosses. It's about the American work ethic. The one that made us the greatest country on Earth.

It's about bucking the media's opinion as to what constitutes a good parent. Deciding to miss the ball game, the play, the concert, because you've resolved to work and invest in your family's future. And taking responsibility for the consequences of those actions.

Patience.

Frugality.

Sacrifice.

When you boil it down, what do those three things have in common? Those are choices. Money is not peace of mind. Money's not happiness. Money is, at its essence that measure of a man's choices.”