“The old model of work where you could expect to hold a steady job with good benefits for an entire career is long gone. People in their 20s and 30s have come of age in an economy that’s totally different. And a lot of young parents are discovering just how tough that is on families. Many people now have wildly unpredictable schedules or they cobble together part-time work, or they try to go independent. Now, flexibility can be good, but you shouldn’t have to worry that your family could lose your health care or retirement savings just because you change jobs or start a small business.”