“And it's as well, to do it while I'm alive to see to it myself — for I've often observed that if you leave your world's gear to the poor when you're dead, just for the good reason that you can't take it to the grave with you — it'll melt in a wonderful way through the hands of the 'secretaries' and 'distributors' of the fund, 'till there's nothing left for those you meant to benefit.”