“People desire to translate their consumption from periods of high income to periods of low income to obtain more stability and predictability. There exists many states of the world, which means there are many possible outcomes that can occur throughout an individual's life. Therefore, to reduce the…”— Wikipedia, en.wikipedia.org
“Some points escape all gravity And navigate infinity While some born closer to the core Contract and stay there evermore And some, a very special kind Hang out along the borderline.”— Ed Seykota, seykota.com